Need an auto loan? No credit history on file? No worries! Many students, recent graduates, young adults, and people who have avoided credit card usage do not have an established credit history. Unfortunately, a credit history is required by many banks, finance companies, and credit unions for auto loan approval.

Fortunately, we manage a nationwide network of lenders who realize that no credit history is much better than bad credit history. They regularly approve auto loans for people with no credit. When you apply online, we match your application to the optimal lender given such factors as your income, location, down payment, and credit profile (if any). Our network of lenders include:

• Banks
• Credit Unions
• Car Dealerships
• Auto Finance Companies

Ready to get started? Click here to Apply Online!

In order to get approved for a car loan for people with no credit, you may wish to consider the following guidelines. These are not mandatory, but could boost the likelihood that a lender accepts your application.

• Offer a Down Payment
• Get Someone to Co-sign
• Ensure You Have Stable, Solid Income

On your application, you will be asked to rate your credit. Please select FAIR. There is no industry-wide option for indicating that you have minimal or non-existent credit history. If you are not approved, you may want to employ a few quick methods to establish a credit record.

• Become an "Authorized User" on the Credit Card of a Trusted Family Member
• Get and Use a Secured Credit Card
• Get a Gym Membership and Make Your Payments

These measures enable you to build credit history quickly. Just remember to make any and all bill payments on time. Auto-billing options are recommended.